So Do I Qualify For Supplemental Security Income?
Supplemental Security Income (SSI):
Our Boise Social Security Attorneys are experts in helping you know whether you qualify for supplemental security income. Supplemental Security Income (SSI) is a government financial aid program which provides help to those who are disabled, blind, and aged and have little or no income. In order to qualify for SSI, you must meet certain income requirements.
You do not have to work for a certain length of time to qualify for SSI. If you have worked for 5 out of the last 10 years, you may qualify for Social Security Disability Insurance, instead of SSI.
Basic SSI Requirements:
In order to be considered for SSI, you must: be a United States citizen, earn less than a specified income amount, have limited resources, and you must be considered disabled by the Social Security Administration’s standards.
You must earn less than a specified income amount to be eligible for SSI. This amount is called the Federal Benefit Rate (FBR). Many states allow you to earn more than the FBR and still qualify for SSI, however. And the FBR does not consider all of your income when evaluating your eligibility. The monthly maximum Federal amounts for 2009 are $674 for an eligible individual and $1,011 for an eligible individual with an eligible spouse.
Beyond simply evaluating your income, the Social Security Administration also considers your resources, or any asset that can be converted into cash for support. The resource limit for an individual is $2,000 and the limit per couple is $3,000.
The SSA considers the following resources:
|The first $20 a month of most income you receive|
|The first $65 a month you earn from working and half the amount over $65|
|Housing or shelter you receive from nonprofit agencies|
|Home energy assistance|
The SSA does not consider the following resources:
|The home you live in or the value of the land|
|Life insurance policies with a face value of $1,500 or less|
|Considerations for burial including burial plots for you and members of your immediate family and up to $1,500 burial funds for both you and your spouse|
|Household goods up to $2,000 in value|
What is a Disability?
Under the Social Security Administration (SSA), a disability is the inability to engage in any substantial gainful activity by reason of a medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.
If you have any questions, please contact one of our Boise Social Security Attorneys for a free consultation.